However, there are better cards out there which offer things like sign-up bonuses, rewards points, longer introductory APRs or no balance transfer fee. The Wells Fargo Platinum card is also part of the Go Far program but it doesn’t earn a sign-up bonus or rewards on all purchases. 0% promotional period: 18 months on qualifying balance transfers; You can request a credit limit increase (CLI) directly from Wells Fargo by phone or online. Wells Fargo Bank has 5,473 branches nationally across the country. On 04/12/2021 upon reviewing one of my credit card statements, it was noticed Wells Fargo debited my account for an unauthorized charge. This card is intended for consumers, or "personal use" with a good to perfect credit history. on Wells Fargo's secure site. Wells Fargo Platinum Card Terms and Conditions. Wells Fargo is a national bank that was founded in 1852. Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card; Easy access to your FICO® Credit Score with Wells Fargo Online® Get a $500 cash back bonus when you enroll in the cash back reward option and spend $5,000 in the first three months with a Wells Fargo Business Platinum Visa credit card. That means people with good credit or better have a shot at getting approved for the Wells Fargo Platinum Card. But if you’re not careful, your bank’s eagerness could backfire when you travel. There is a $0 annual fee. The offer is now available to everybody because of that the card itself is worth a short review in case others are targeted either now or in the future. An ATM card is available for the Wells Fargo Platinum Savings and the Way2Save savings accounts. Box 71118. The Wells Fargo Platinum card's 18-month 0% introductory APR offer applies to both qualifying balance transfers and purchases from account opening (16.49%-24.49% variable APR thereafter). Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit; •Cell phones that are rented, borrowed, or received as part of a prepaid plan or “pay as you go” type plans; and •Electronic failure or issues related to the software WF soft pulled my personal Experian after signing disclosures. The Wells Fargo Platinum Card credit card is a low introductory APR card with no annual fee. A screen pop-up will appear asking what you would do with $150 or $200 dollars; Select gas and groceries on the screen; A $150 or $200 coupon offer should print out once you’re done with the ATM transaction. This account carries a $12 monthly service fee, which is waived by maintaining a $3,500 … Unlike most things we do at Million Miles Secrets, the Wells Fargo Platinum card isn’t geared toward travel rewards or earning points and miles. The Wells Fargo Platinum Savings account is available in all 50 states and offers a debit card and checks for easy access. As long as you’re within 580–669 for FICO and 601–660 for VantageScore, you’ll be considered to have fair credit. Your Visa Card Guide to Benefits Wells Fargo Visa Signature Credit Card Auto Rental Collision Damage Waiver What is this benefit? Re: Wells Fargo Platinum Card + BLOC Approved I opened up a $500 business checking account w/Wells in branch. Dental financing for your patients' healthcare needs. Subject to the terms and conditions provided in this Guide to Benefits, the Visa Auto Rental Collision Damage Waiver benefit (“Auto Rental CDW”) provides reimbursement for damage due to collision or theft up to the Wells Fargo Platinum Card is very simple credit product. For banks with multiple IINs, cards of the same type or within the same region will generally be issued under the same IIN. Each Wells Fargo credit card … Re: Wells Fargo Platinum Card + BLOC Approved Had I known that I would have not wasted a INQ for my business CC with Wells, really annoying to know after the fact. Well Fargo credit card accounts are accessible through the phone as well. Balance transfer fee: Either $5 or 3% of the amount you transfer, whichever figure is greater, for the first 120 days from account opening; up to 5% thereafter, with a minimum of $5. Notify your bank before using a credit or debit card when traveling. Just because Wells Fargo is a big, national bank, doesn’t mean they don’t offer unique benefits to their credit card holders. For the Wells Fargo Cash Back College Card, the minimum credit score is 640. Wells Fargo Platinum card See Rates & Fees Our rating: 4.0 More information Close Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Wells Fargo Platinum offers 0% intro APR for 18 months on purchases and balance transfers. Apply Now . The Wells Fargo Platinum card is a solid 0% intro APR credit card that will help you reshape your finances without paying excessive fees. For that reason, this might not be the best card for you. And to get the highest APY, you have to call or go to a branch location. How to Increase Your Chances of Getting Approved for Wells Fargo Credit Cards. While the Capital One QuicksilverOne Cash Rewards Credit Card does have an annual fee of $39, cardholders who spend, for example, just $350 a month can expect to receive more than $60 back annually. Wells Fargo Platinum card. Cellphone protection. Rated 4/5 stars by our editorial team. The Wells Fargo Platinum card comes with a $0 annual fee. The Wells Fargo Platinum card credit score requirement is 700 or better. Obviously, it’s all the better if you have even higher credit scores. Re: Wells Fargo app went to pending. Your Rating: 3.7/5.0 from 112 Offer Ratings Over the Past 60 Days! Mail: Wells Fargo Card Services. Its signature benefit is a long (18-month) 0% APR introductory period for purchases and balance transfers alike (then variable regular APR applies, currently 16.49% to 24.49% variable). The best Wells Fargo credit card is the Wells Fargo Active Cash℠ Card because it has a $0 annual fee and an initial rewards bonus of $200 after spending $1,000 in the first 3 months. That means people with good credit or better have a shot at getting approved for the Wells Fargo Platinum Card. The exception is the Propel American Express card, which doesn’t charge at all for foreign currency conversion.² Something to consider for frequent travelers. Wells Fargo Platinum card . 0% promotional period: 18 months on qualifying balance transfers; 1.5% cash back on all purchases or 1 point back on all purchases. Wells Fargo also has multiple different savings account options: Way2Save Savings; Platinum Savings ; Wells Fargo CDs; The Way2Save Savings account has a maximum of six withdrawals during a month pay period and has a monthly fee of $5 that can be waived by having one of the following each pay period: Maintain a $300 minimum daily balance, or When I apped for my cash wise on a popup, feeling foggy about my surprise approval I apped for the Amex the next day, there was no additional pull. Choose between points or cash back. Write a full review (112) Over the Past 60 Days! The Wells Fargo Platinum card is a good option for anyone looking for a simple credit card with no annual fee and a lengthy intro APR. Annual fee. Wells Fargo frequently offers cash bonuses for new checking customers. Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit; • Cell phones that are rented, borrowed, or received as part of a prepaid plan or “pay as you go” type plans; and • Electronic failure or issues related to the software For more information, contact Wells Fargo at (800) 247-9215 . I have a personal checking and CC with Wells and scores over 800 Wells Fargo Platinum Visa® Card is one of the best balance transfers cards with $0 Annual Fee! Rates may vary among applicants, however the lowest standard APR is 16.49%* and may be as high as 24.49%* (Variable)*, depending on your credit worthiness*. 2. For the cash wise they pulled TU and sp Ex. So you will not able to earn anything which you purchases. Banks do whatever they can to protect you from identity theft. It is a visa card and there are some additional features of it. This address is provided for your convenience. No details on the exact rewards structure. A few days ago reader @RobertDwyer tagged me in a post on Twitter, he had received an offer of $500 after $5,000 in spend on the Wells Fargo Business Platinum Credit Card. The other Wells Fargo savings account is Platinum Savings. The Wells Fargo Business Elite Card can feature a credit line of up to $300,000, and can give you up to 200 employee cards. Intro Purchase and Balance Transfer APR: 0% intro APR for 18 months from account opening; Regular APR: 16.49%-24.49% Variable The Wells Fargo Active Cash card also offers 2% cash rewards on all purchases. Receive up to a $50,000 credit line with no annual fee. Updated March 05, 2021. Wells Fargo Platinum card. 1. Key Features. That's a great question MrDisco99. Checking Accounts. Borrowers with good and excellent credit scores (690 or higher FICO) will likely qualify for the lowest rates. Credit Cards. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. The option … Call Wells Fargo customer service at 1-800-642-4720. 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee. Wells Fargo Platinum card. Complaint was initiated on 04/12/2021. It also includes spending controls that can limit employees spending to certain merchant types, dollar amounts, or even spending during business hours only. With one of the longer 0% introductory rate offers on the market, the Wells Fargo Platinum Visa Card can help you take control of debt or spread out big purchase payments. The Wells Fargo Platinum Card is a good option for those who have high-interest debt and are looking to transfer their balances. The Wells Fargo Propel American Express® card offers more value than you might expect from a credit card with a $0 annual fee. Please refer to your payment coupon and send all future payments to the address shown. Offered by a stable and experienced company, the Wells Fargo Health Advantage credit card program offers a comprehensive range of financing options. It doesn’t come with … View credit cardholder agreements. Only $300 is needed for Way2Save account holders … View or download account agreements for Wells Fargo Credit Cards. One of Wells Fargo’s many product offerings is credit cards. Wells Fargo Locations in Your Area. Online: Pay your bill online FREE! Wells Fargo Platinum Card Quick Summary: This Store offer is issued by Wells Fargo. You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Wells Fargo Platinum Card, too. There’s no rewards program, but the potential savings on interest, plus some nice cardholder perks, may make this card worthwhile. This traditional brick and mortar bank is … Credit card is subject to credit qualification. For a business credit card, this is definitely on the low side, making the Business Platinum card a decent card choice if you foresee needing to carry a balance from month to month. An 18-month 0% introductory APR period on both purchases and qualifying balance transfers makes the Wells Fargo Platinum card an excellent choice to pay down debt or finance a … The Wells Fargo Active Cash card also offers 2% cash rewards on all purchases. If they spot transactions in an unfamiliar location, your bank may assume your card is being used fraudulently and shut it off. Wells Fargo provides bank accounts, loans, retirement planning, investment services, credit cards and merchant services. Click the stars to submit your rating. This is a no-fuss credit card that also offers up to $600 protection on your cell phone, which is subject to $25 deductible, against covered damage or theft. Use a Wells Fargo ATM to withdraw cash with a non-Wells Fargo debit card. The Wells Fargo Business Platinum card offers business owners a reasonable interest rate and the unusual option of choosing between points or cash back rewards, with a high rewards rate on cash back. A Choice of Rewards Type: The Wells Fargo Business Business Platinum card allows you to choose the rewards structure you prefer. To get a copy of your existing agreement, call 1-800-642-4720. Keep in mind the ATM fee depending on which bank you’re with. Cardholders simply need to register and activate their cards ahead of time and then select the debit/credit option at checkout. Rewards Rate. That means your patients have the flexibility to receive general or more complex dentistry work now and pay over time with financing. The Wells Fargo Business Platinum card sports a variable APR of Prime + 7.99% - Prime + 17.99% (variable). The Wells Fargo Platinum card is a Visa card, which means it is widely accepted both in the U.S. and internationally. The Wells Fargo Visa Signature Card is a flexible rewards card for people who want to earn rewards on every purchase. Instead, you can earn with the Earn More Mall site (see below). Wells Fargo Secured cardholders can become eligible to upgrade to the Wells Fargo Platinum Visa credit card with enough responsible use, though there’s no … $300 or 30,000 points after $3,000 within 3 months; 0% APR on purchases and balance transfers for 9 … It has more than 13,000 ATMs and 5,400 branches in … For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. I had luck with them on a new cc about 3 months ago, I've been banking with them forever and have a good profile, quite a few inquiries, I applied for the Visa Rewards and was approved for $1,000, called the UW and asked for $15,000, took about 20 minutes and they approved me for the full amount. This card comes with intro APR of 0% intro APR for 18 months from account opening on purchases and 0% intro APR for 18 months on qualifying balance transfers. 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